Student Loans in Dallas, TX
Paying for college doesn’t have to mean years of stress and sky-high interest rates. At Prestige Community CU, we offer Texas Extra Credit Loans through our partner, Higher Education Servicing Corporation. These loans are designed to help you or your student focus on what matters most: finishing the degree, not managing the debt. Like Prestige CCU, Higher Education Servicing Corporation is a not-for-profit organization that exists to offer members competitive fixed rates, zero application fees, and excellent borrower benefits.
Why Choose Prestige Community CU & Higher Education Servicing Corporation for Student Loans in Dallas, TX
There’s no shortage of student loan options, but most come from national lenders or big banks with no connection to the Dallas community. Prestige Community CU is different. We’re a member-owned, not-for-profit financial cooperative that has been serving families in Dallas, McKinney, and across North Texas for nearly 90 years.
When you borrow with Prestige, you’re not a number in a queue. You’re a member. That means:
Competitive rates you can actually count on, and a rates page that’s always current
Fewer fees than you’d find at traditional banks or big-box lenders
Friendly, local service from people who live and work in the same community you do
Easy access to online banking, our Dallas branch, or CO-OP shared branching at thousands of locations nationwide.
We believe education should open doors, not bury you in debt. That’s why we’ve partnered with Higher Education Servicing Corporation to find a loan structure that fits your budget and your goals.
Student Loan Options in Dallas, TX
Whether you’re funding an undergraduate degree, a graduate program, or looking to refinance existing student debt at a better rate, HESC can help with a Texas Extra Credit Loan.
Private Student Loans
Federal aid covers a lot, but not always enough. Private student loans from HESC can help bridge the gap between your financial aid package and the actual cost of attendance. They serve students attending universities and colleges throughout the Dallas–Fort Worth area and beyond, including programs at schools across the North Texas region.
Student Loan Refinancing in Dallas
If you’ve already graduated and you’re managing multiple student loans with high interest rates, refinancing may be the right move. Student loan refinancing lets you combine your loans into a single monthly payment, potentially at a lower rate, with more manageable terms.
Talk to a Texas Extra Credit team member about whether refinancing makes sense for your situation.
Questions? Reach out to our partners at Higher Education Servicing Corporation by emailing info@hescloans.com or by giving them a call at (877) 817-9158.
How to Get A Texas Extra Credit Education Loan
Getting started is straightforward. Here’s what the process looks like:
Check your membership eligibility. Prestige Community CU is open to anyone who lives, works, attends school, or worships within a 10-mile radius of either branch location, as well as employees of Select Employee Groups and family members of current Prestige members. If you’re in the Dallas area, you likely qualify.
Become a member. If you’re not already a Prestige member, joining is quick and easy. Opening a savings account starts your membership.
Apply for a student loan. Once you’re a member, apply for a student loan online. Complete your application online in as little as 15 minutes!
Get your funds and focus on school. After approval, your loan funds are disbursed, and you can focus on what you came here to do: earn your degree.
Who Can Join Prestige Community CU in Dallas?
Prestige Community CU serves anyone who lives, works, attends school, or worships within a 10-mile radius of our Dallas or McKinney branch locations. We also welcome employees of Select Employee Groups and family members of existing Prestige members.
That means most people in the Dallas area, students, working adults, and families, are already eligible to join. Unlike big banks that take your business without a second thought, joining Prestige makes you a part-owner of a not-for-profit institution that’s been putting Texas families first since 1936.
Learn more about membership eligibility at Prestige Community CU or stop by our Dallas branch at 15203 Knoll Trail, Suite 101, Dallas, TX 75248.
Why a Credit Union Beats a Big Bank Every Time
National lenders and big banks advertise heavily, but when it comes to a credit union like Prestige, our advantages are unmatched.
Member-owned, not profit-driven. Every cent we save goes back to members in the form of better rates and lower fees.
Personal service. Speak with a real person who knows your name, not a call center halfway across the country.
Community investment. We live and work in North Dallas. When you succeed, our community succeeds.
Convenient access. Two branch locations, online banking, and access to the CO-OP shared branch network mean you’re never far from your money.
Dealership financing and national banks don’t offer that kind of relationship. Prestige Community CU does.
Apply for Student Loans in Dallas, TX Today
You’ve worked hard to get where you are. Let Prestige Community CU help you get the rest of the way there. Our student loan partners at HESC offer competitive rates, flexible options, and member-first service that can make financing your education easier and smarter.
Ready to take the next step? Apply online or visit us in person. We’re here to help.