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 Privacy Policy

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FACTS

What does Prestige Community Credit Union do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information

  • Credit card or other debt and credit scores

  • Employment information and income

When you are no longer our member, we continue to share your information as described in this notice.


How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Prestige Community Credit Union chooses to share; and whether you can limit this sharing.


Privacy Policy Explanation Table
Reasons we share your personal information Does Prestige CCU Share? Can you limit this sharing?
Four our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes No
For our marketing purposes–
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliate's everyday business purposes–
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes–
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

Please note:

If you are a new customer, we can begin sharing your information one (1) day from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

To limit our sharing:


Call 972-715-4444 or Email us at info@prestigecu.org

Questions?


Who we are
Who is providing this notice? Prestige Community Credit Union
What we do
How does Prestige CCU
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Prestige CCU
collect my personal information?
We collect your personal information, for example, when you
  • Apply for credit or apply for membership
  • Open an account
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes--information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
What happens when I limit sharing from an account I hold jointly with someone else? If any account owner requests to limit sharing, it will apply to all account owners associated with that account.
Do we share your cell/mobile number with anyone outside of Prestige Community CU? No
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Prestige Community Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CUNA Mutual, Experian, TransUnion, Equifax, Lanvera, Auto Exam, and American Income Life
Joint Marketing A formal aggreement between nonaffiliated financial companies that together market financial products or services to you.
  • None