Account Rates
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Checking Rates
Account APY** Minimum to Earn Yield Payback Checking None - Rewards Checking
If terms not met
$1.00+
$15,000.00+Mega Interest Checking*
$1,500.00+
$10,000.00+
$25,000.00+
$50,000.00+
$100,000.00+Interest Checking** $1,500.00+ Fresh Start Checking None - Fees could reduce earnings on account. Rates effective
**No longer available to new accounts
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Savings Rates
Account APY** Minimum to Earn Yield Holiday Club $1.00 IRA Savings $100.00 Little Piggy
$1.00+
$500.00+Cash Management
$1.00+
$10,000.00+
$25,000.00+
$50,000.00+Money Market
$1.00+
$10,000.00+
$25,000.00+
$50,000.00+
$100,000.00
$500,000.00+High Yield Money Market
$1.00+
$10,000.00+
$500,000.00+Regular Shares** $100.00 High Interest Savings**
$100.00
$100,000.00+Fees could reduce earnings on account. Rates effective
**No longer available to new accounts
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Certificate Rates
Term $1,000.00 - $49,999.99 $50,000.00 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month Rates effective
Minimum Amount to Open – $1,000.00. Interest is accrued daily and posted monthly.
Early withdrawal of principal on a 6 month certificate is $75.00 or 90 days of dividend earned or not, whichever is greater.
Early withdrawal of principal on a 9, 12, or 24 month certificate is $150.00 or 180 days of dividend earned or not, whichever is greater.
Early withdrawal penalty on a 36, 48 or 60 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater.
*At maturity, the 9-month certificate will auto-renew to a 12-month term CD at the then-current published rates.
Loan Rates
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New Vehicle Loan (Car / Truck / SUV)
Term APR* Up to 36 Months - Up to 48 Months - Up to 60 Months - Up to 72 Months - Up to 84 Months - Used Vehicle Loan (Car / Truck / SUV)
Term APR* Up to 36 Months - Up to 48 Months - Up to 60 Months - Up to 72 Months - Vehicle Lease
Term APR* Up to 48 Months -
Fees could reduce earnings on account. Rates effective
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Home Loans
Term APR* Home Mortgage & Home Refinance Rates for home loans change daily. Click here for current rates.
Fees could reduce earnings on account. Rates effective
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Boat, RV and Motorcycle Loans
Boat, RV and Motorcycle Loans Term APR* New and Used Boat/Camper/Motor Home 1 - 120 Months – New and Used Motorcycle/ATV/Personal Watercraft 1 - 60 Months –
Fees could reduce earnings on account. Rates effective
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Line of Credit and Signature Loans
Credit Limit APR* Terms Up to 2x gross monthly income - Payment based on 3% of member’s balance.
Fees could reduce earnings on account. Rates effective
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Credit Card
Type Credit Limit APR* Terms Platinum MasterCard Up to 2x gross monthly income Prime plus
Variable Rates
Max RateNo annual fee. 25 day grace period on purchases. 3% minimum payment due each month. Annual Percentage Rate based on member’s credit score. See card agreement for more details.
Fees could reduce earnings on account. Rates effective
Fee Schedule
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Type Fee Account Research Fee $25.00 per hour ($10.00 minimum) Account Closing/Re-Opening $25.00 per account (within 13 months) Non-Sufficient Fund Items / Courtesy Pay $33.00 per occurrence Paper Statements $5.00 per month Additional Statement Printouts $5.00 per statement printout Bad Address $5.00 per returned item Cashier’s Checks $5.00 for Memebers/$10 Non-members per check Certificate of Deposit Closing See CD Rate Disclosure Check Card Charge Back $20.00 per item Check Card Replacement $10.00 per card Non-Member PCCU Check Cashing Fee $10.00 or 10% whichever is greater Collection Items $10.00 domestic / $25.00 international Copies of Paid Checks $2.50 per copy Outgoing Wire Transfer $30.00 per domestic / $50.00 international Holiday Club Withdrawal $10.00 per withdrawal if made between 2/1 – 9/30 Excessive Withdrawal Fee Varies per Account Type (see Terms of Account) Existing Prestige Loan Refinance Fee $100.00 Non-Relationship Fee $10.00 per month Notary Fee $5.00 (per item) Fax $2.00 per page Photocopy $1.00 per copy Garnishment and Levy Fee $100.00 Regular Share Withdrawal $5.00 per withdrawal (in excess of 3 per month) Replacement Cashier’s/Teller Check $30.00 per check Returned Deposit $33.00 per item Stop Payment $35.00 per item Check Cashing 1% (Of cash received on non-compensating balances) Temporary Checks $5.00 per page (4) checks Non - Prestige ATM Transaction/Inquiry $1.00 per transaction Phone Transaction Fee $2.00 per transaction Debit Card (ISA) Foreign Transaction Fee 1.00% Requested Mail Receipts $3.00
Fees effective