Account Rates

  • Checking Rates

    Account APY** Minimum to Earn Yield
    Payback Checking None -
    Rewards Checking

    		If terms not met
    $1.00+
    $15,000.00+
    Mega Interest Checking*



    		$1,500.00+
    $10,000.00+
    $25,000.00+
    $50,000.00+
    $100,000.00+
    Interest Checking** $1,500.00+
    Fresh Start Checking None -

    Fees could reduce earnings on account. Rates effective

    **No longer available to new accounts

  • Savings Rates

    Account APY** Minimum to Earn Yield
    Holiday Club
    		$1.00
    IRA Savings
    		$100.00
    Little Piggy
    		$1.00+
    $500.00+
    Cash Management


    		$1.00+
    $10,000.00+
    $25,000.00+
    $50,000.00+
    Money Market




    		$1.00+
    $10,000.00+
    $25,000.00+
    $50,000.00+
    $100,000.00
    $500,000.00+
    High Yield Money Market

    		$1.00+
    $10,000.00+
    $500,000.00+
    Regular Shares** $100.00
    High Interest Savings**
    		$100.00
    $100,000.00+

    Fees could reduce earnings on account. Rates effective

    **No longer available to new accounts

  • Certificate Rates

    Term $1,000.00 - $49,999.99 $50,000.00
    6 Month
    12 Month
    24 Month
    36 Month
    48 Month
    60 Month

    Rates effective
    Minimum Amount to Open – $1,000.00. Interest is accrued daily and posted monthly.
    Early withdrawal of principal on a 6 month certificate is $75.00 or 90 days of dividend earned or not, whichever is greater.
    Early withdrawal of principal on a 9, 12, or 24 month certificate is $150.00 or 180 days of dividend earned or not, whichever is greater.
    Early withdrawal penalty on a 36, 48 or 60 month certificate is $300.00 or 365 days of dividends earned or not, whichever is greater.
    *At maturity, the 9-month certificate will auto-renew to a 12-month term CD at the then-current published rates.

Loan Rates

  • New Vehicle Loan (Car / Truck / SUV)

    Term APR*
    Up to 36 Months -
    Up to 48 Months -
    Up to 60 Months -
    Up to 72 Months -
    Up to 84 Months -

    Used Vehicle Loan (Car / Truck / SUV)

    Term APR*
    Up to 36 Months -
    Up to 48 Months -
    Up to 60 Months -
    Up to 72 Months -

    Vehicle Lease

    Term APR*
    Up to 48 Months -

    Fees could reduce earnings on account. Rates effective


  • Home Loans

    Term APR*
    Home Mortgage & Home Refinance Rates for home loans change daily. Click here for current rates.

    Fees could reduce earnings on account. Rates effective


  • Boat, RV and Motorcycle Loans

    Boat, RV and Motorcycle Loans Term APR*
    New and Used Boat/Camper/Motor Home 1 - 120 Months –
    New and Used Motorcycle/ATV/Personal Watercraft 1 - 60 Months –

    Fees could reduce earnings on account. Rates effective


  • Line of Credit and Signature Loans

    Credit Limit APR* Terms
    Up to 2x gross monthly income - Payment based on 3% of member’s balance.

    Fees could reduce earnings on account. Rates effective


  • Credit Card

    Type Credit Limit APR* Terms
    Platinum MasterCard Up to 2x gross monthly income Prime plus
    Variable Rates
    Max Rate     		No annual fee. 25 day grace period on purchases. 3% minimum payment due each month. Annual Percentage Rate based on member’s credit score. See card agreement for more details.

    Fees could reduce earnings on account. Rates effective


Fee Schedule

  • Type Fee
    Account Research Fee $25.00 per hour ($10.00 minimum)
    Account Closing/Re-Opening $25.00 per account (within 13 months)
    Non-Sufficient Fund Items / Courtesy Pay $33.00 per occurrence
    Paper Statements $5.00 per month
    Additional Statement Printouts $5.00 per statement printout
    Bad Address $5.00 per returned item
    Cashier’s Checks $5.00 for Memebers/$10 Non-members per check
    Certificate of Deposit Closing See CD Rate Disclosure
    Check Card Charge Back $20.00 per item
    Check Card Replacement $10.00 per card
    Non-Member PCCU Check Cashing Fee $10.00 or 10% whichever is greater
    Collection Items $10.00 domestic / $25.00 international
    Copies of Paid Checks $2.50 per copy
    Outgoing Wire Transfer $30.00 per domestic / $50.00 international
    Holiday Club Withdrawal $10.00 per withdrawal if made between 2/1 – 9/30
    Excessive Withdrawal Fee Varies per Account Type (see Terms of Account)
    Existing Prestige Loan Refinance Fee $100.00
    Non-Relationship Fee $10.00 per month
    Notary Fee $5.00 (per item)
    Fax $2.00 per page
    Photocopy $1.00 per copy
    Garnishment and Levy Fee $100.00
    Regular Share Withdrawal $5.00 per withdrawal (in excess of 3 per month)
    Replacement Cashier’s/Teller Check $30.00 per check
    Returned Deposit $33.00 per item
    Stop Payment $35.00 per item
    Check Cashing 1% (Of cash received on non-compensating balances)
    Temporary Checks $5.00 per page (4) checks
    Non - Prestige ATM Transaction/Inquiry $1.00 per transaction
    Phone Transaction Fee $2.00 per transaction
    Debit Card (ISA) Foreign Transaction Fee 1.00%
    Requested Mail Receipts $3.00

    Fees effective