Payday Loans in McKinney

Are you a McKinney resident facing unexpected expenses or short-term financial gaps?

Prestige Community Credit Union has you covered with a personal loan option that can be used in place of a predatory payday loan! That means you can still get money sent directly to your account in days without your interest accruing faster than you can pay the loan off.

If you find yourself in need of quick cash, or if you’ve already taken out a predatory loan that you can’t seem to get out of, a payday loan alternative from Prestige Credit Union could be your best choice.

Payday Loans Without the Cycle of Debt

Payday loans may seem appealing since they are secured by your paycheck and typically don't require a credit check. Yet, they come with higher interest rates, finance fees, and shorter repayment terms. This combination can make it challenging to repay the loan by your next paycheck and may lead to a cycle of financial difficulties.

At Prestige Community Credit Union, we understand the importance of offering flexible and manageable financing solutions to our members in McKinney, TX. While we don't offer traditional payday loans, our personal loans can provide a more suitable alternative. Our members benefit from great rates and flexible terms, making it easier to handle monthly payments.

Features Of Our Personal Loans Include:

  • Great low rates starting at 9.99% APR*

  • Terms as long as 36 months

  • Loan amounts as high as $15,000.00

Join Prestige Community CU For Your (Personal) Payday Loan in McKinney, TX

With a payday loan alternative from Prestige Community Credit Union, you can finance a variety of needs and ease the stress of managing your finances. We are committed to providing our members in McKinney with the support they need, and our competitive rates and terms ensure a smooth borrowing experience.

Choosing Prestige Community Credit Union for your McKinney payday loan alternative comes with several advantages. Unlike traditional banks, our Prestige Community CU is deeply rooted in the McKinney community, offering a personalized experience and fostering a sense of belonging. We pride ourselves on competitive interest rates, fair terms, and transparent fees, ensuring that you have a clear understanding of the loan terms from the start. By joining Prestige Community CU, you become part of a supportive community dedicated to your financial well-being.

Don't let unexpected expenses or short-term financial gaps hold you back. Join our Prestige Community CU today and experience the benefits of our McKinney payday loans!

*APR: Annual Percentage Rate. Rates are subject to change.

McKinney Branch

This office offers full-service amenities including a drive-up ATM & Night Drop, drive-thru teller lanes, and a community meeting room.

Our branch location is at 6801 South Custer Road, McKinney, TX  75070

Monday – Friday
Lobby: 9:00 a.m. – 6:00 p.m.
Drive-Thru: 9:00 a.m. – 6:00 p.m.

Saturday (Drive-Thru only): 9:00 a.m. – 12:00 p.m.