A New Kind of Jingle.
0% Introductory APR for the First 6 Months*
On retail purchases and balance transfers with a new Prestige Community Credit Union credit card.
The holidays bring plenty to celebrate, from family gatherings and thoughtful gifts to traditions we look forward to all year. They can also bring extra expenses, which makes having a plan even more important. This season, we're introducing new credit card designs and a special introductory offer to help you explore more flexible ways to manage your finances. At Prestige Community Credit Union, we're here to help you make the most of your options during the holidays and beyond.
A Little Holiday Cheer. A Lot of Everyday Benefits.
A great introductory offer is worth celebrating, but the right credit card should continue working for you long after the decorations come down. Whether you're making everyday purchases, considering a balance transfer, or planning for the months ahead, we want you to feel confident in the options available to you. That's why our credit cards combine practical features with personal service from a team that's here when you need us.
0% Introductory APR for 6 Months*
Enjoy 0% Annual Percentage Rate for 6 months on eligible retail purchases and balance transfers with a new qualifying credit card account.
No Annual Fee
Keep one less annual expense on your list.
No Balance Transfer Fee
Explore moving eligible credit card balances without paying a balance transfer fee.
No Cash Advance Fee
Access this additional card benefit when needed. Standard cash advance interest terms apply, and cash advances do not qualify for the introductory 0% APR.
Low, Flexible APR*
After the introductory period, a variable APR ranging from 11.95% to 17.90% applies to purchases and balance transfers, depending on creditworthiness.
25-Day Interest-Free Grace Period
Take advantage of the applicable grace period on purchases when the required payment conditions are met.
Convenient Contactless Payments
Tap your card at participating terminals for a quick, convenient way to pay.
A Fresh Look for Wherever Life Takes You.
We’ve given our credit cards a fresh look, and there's something especially meaningful about designs that celebrate the places we call home. From our Texas roots to the communities we serve, the new Prestige card designs bring a little personality to everyday purchases. Whether you prefer something bold or scenic, you can carry a card that feels more like you.
Questions? Let’s Talk About Them.
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New qualifying Prestige credit card accounts receive a 0% Annual Percentage Rate for the first six months on eligible retail purchases and balance transfers. Monthly minimum payments are still required, and the regular variable APR applies after the introductory period.
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Eligible balance transfers qualify for the six-month introductory APR, and Prestige does not charge a balance transfer fee. Our team can help you understand the details before you apply.
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The regular variable APR applies to purchases and balance transfers after the introductory period. The advertised range is 11.95% to 17.90%, depending on creditworthiness.
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No. Prestige credit cards have no annual fee.
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No. Although the card has no cash advance fee, cash advances are excluded from the 0% introductory APR offer.
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Yes. A minimum monthly payment of 3% is required under the advertised promotional terms.
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No. The introductory promotion is available only for new qualifying credit card accounts. Existing and secured credit cards are excluded.
*Introductory Annual Percentage Rate valid for 6 months on new credit card accounts only. The variable Annual Percentage Rate that applies after the introductory offer for purchases and balance transfers is between 11.95% and 17.90%, depending on credit worthiness. Introductory 0% APR for 6 months is not available for existing credit cards, cash advances, or secured credit cards. 3% minimum payment due each month. Offer good through 12/31/26. Subject to change at the discretion of the Board of Directors.