YOUR COMMUTE IS EXPENSIVE ENOUGH.

Gas, traffic, and time aren’t going anywhere. Your car payment can.

Every month, you’re already paying for the drive, the fuel, and the time it takes to get where you need to go. The last thing you need is a car payment that makes it worse. With rates as low as 4.49% APR*, you have the opportunity to reset your payment, reduce your stress, and finally feel like your loan is working for you, not against you.

Buying, refinancing, or just exploring your options, this is your moment to take control and move forward with confidence. We’ve made the process simple, fast, and built around you.

WHY MEMBERS CHOOSE THIS LOAN

  • 60 days before your first payment so you can get on the road now and settle in before paying

  • 0.10% rate discount with automatic payments, putting money back in your pocket every month

  • Fast, easy online application that takes just minutes to complete

  • Free pre-approval so you can shop with confidence and know exactly what you can afford

  • Flexible terms up to 72 months designed to match your budget and goals

  • Rates as low as 4.49% APR to help lower your overall monthly expenses

Lower your monthly expenses today.

 

FLEXIBLE FINANCE OPTIONS THAT WORK AROUND YOU

Life doesn’t follow a perfect plan. Your loan should be ready for that. Add protection and flexibility that keeps you covered and confident, no matter what comes next:

  • Driving more miles? Mechanical Breakdown coverage keeps you protected long after you leave the lot

  • Worried about vehicle value? GAP coverage helps close the difference if the unexpected happens

  • Hit something on the road? Road Hazard protection helps keep you moving

  • Thinking long term? Life and Disability protection helps safeguard your payments

Financial Packages Chart
*APR = Annual Percentage Rate. All rates with approved credit. Featured rate quote as of April 6, 2026 for up to 48 months and includes 0.10% discount for automatic payment. 60 Days - No Payment option must be requested. Rates are subject to change at Board of Directors discretion. Not applicable to vehicles currently financed with Prestige. Not valid with any other offer. Offer expires May 29, 2026.