Every hero has an Origin Story. Yours starts with $200

*Must open a new Payback Checking account with promo code CKDFF. Minimum direct deposit of $400 per month required. Direct deposit must be an ACH of an employer paycheck, pension, or government benefits. Person to Person or Account to Account transfers are not considered a direct deposit. First direct deposit must be made within 60 days of account opening. Must have a minimum of 10 debit transactions totaling $400.00 per month. The evaluation and payment of any incentive will be on the last day of the month following 120 days of the account opening date. The evaluation period includes the month paid and prior month. $200.00 Bonus may be subject to income tax reporting. Payback Checking - 10¢ rebates valid on all signature based debit transactions over $0.99.Select the “Credit” option on all transactions, do not enter PIN. The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash. ATM Fee rebates are for any domestic non-Prestige ATM surcharge up to $5.00 with a maximum of 6 transactions per month. Fees over $5.00 will not receive a partial refund. Refunds are made at month end. Not valid in conjunction with other offers or conversion accounts. Offer good through 9/8/25. Subject to change at the discretion of the Board of Directors.