IT'S PAYBACK TIME

Join the Rewards League and Earn Up to $300*

Your everyday spending deserves a bigger reward. Open a Payback Checking account and earn up to $300 through a season of rewards designed to reward members who make Prestige part of their everyday financial life. Getting started is easy. Open your account, set up direct deposit, use your debit card, and keep moving through the milestones. The longer you stay in the game, the bigger the rewards become.

OPEN YOUR ACCOUNT

Climb the Rewards Table

Open Your Account + Score $50

Open a Payback Checking account and set up a qualifying direct deposit within 30 days.

Month 3, Earn Another $50

Maintain qualifying direct deposits for three consecutive months and make at least 10 debit card purchases each month.

Month 6, Score $75

Continue qualifying direct deposits and monthly debit card activity through month six.

Month 9, Championship Reward $125

Complete the season and unlock the biggest reward.

Total Payback: Up to $300

Why Members Choose Payback Checking

Being part of the Payback team comes with benefits that help you get more from your everyday finances.

Included Benefits:

10¢ Payback on qualifying debit card purchases
ATM fee rebates
Early direct deposit
Free debit card
No minimum balance requirement
Loan discounts
No monthly service fees
Access to free ATMs worldwide

Getting Started Is Easy

Step 1: Open your Payback Checking account.

Step 2: Enter Promo Code “SCORE” when applying online.

Step 3: Set up qualifying direct deposit and start using your debit card.

Step 4: Keep earning rewards as you move through each milestone.

Ready to Join the Team?

Open your Payback Checking account today and start earning rewards from your very first milestone.

*Must open a new Payback Checking account with promo code SCORE. Account must remain open and in good standing throughout the promotional period. Direct deposit must be an ACH of an employer paycheck, pension, or government benefits. Person to person or account to account transfers are not considered a qualifying direct deposit. First qualifying direct deposit must be made within 60 days of account opening. Must complete a minimum of 10 debit card transactions totaling $400.00 per month to qualify for rewards.

**10¢ rebates valid on all signature-based debit transactions over $0.99. Select the "Credit" option on all transactions, do not enter PIN. The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. Transactions that are not usual and customary are 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards. ATM fee rebates apply to any domestic non-Prestige ATM surcharge up to $5.00, with a maximum of six (6) transactions per month. Fees over $5.00 will not receive a partial refund. Refunds are credited at month end.

Rewards will be credited to account within 30 business days of all requirements being met for each period: $50 after the first qualifying direct deposit is received; $50 after 3 consecutive months of qualifying direct deposits and minimum debit card transactions; $75 after 6 consecutive months of qualifying direct deposits and minimum debit card transactions; and $125 after 9 consecutive months of qualifying direct deposits and minimum debit card transactions; for a total maximum reward of $300.00. Failure to meet requirements in any month during the promotional period will result in disqualification from the remainder of the promotion. Rewards already credited to the account prior to disqualification are not affected. Bonus may be subject to income tax reporting. Not valid with any other promotional offer or conversion account. Offer good through 8/7/26. Subject to change at the discretion of the Board of Directors.