Your Mastercard® Debit Card Benefits

Your Prestige CCU Mastercard does more than make purchases easy. It also comes with built-in benefits that help protect your identity and keep your money safe. Explore what’s included below, and take a few minutes to activate the benefits that need a quick sign-up.


Mastercard ID Theft Protection™:

  • Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change or a new account opened in your name.¹

  • Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track, such as your name, address, email address, social security number, date of birth, debit/credit card numbers or other sensitive data.¹

  • Provides ID Theft Resolution, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.¹

Identity theft can happen in a matter of seconds. And when it does, immediate action is what matters. Should your personal information ever be compromised, Mastercard ID Theft Protection is with you 24/7 to detect potential fraud, alert you of suspicious activity and resolve identity threats.

Activate your Mastercard ID Theft Protection™ today, at no cost. To activate your ID Theft Protection benefits, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process.


Mastercard Zero Liability Protection:

Have peace of mind knowing that you won’t be held responsible for unauthorized purchases made on your Mastercard, whether those purchases were made in store, over the telephone, online, or via a mobile device and ATM transactions. ²

Simply call the number on the back of your card if you suspect any unauthorized activity on your card. Click below for more information.


Limited Time Offers:

Mastercard Transit Benefit:

Getting around just got better. Happening now through December 31, 2027, earn $2.50 back each month when you tap and spend $10 with your Mastercard to ride local transit. Simply pay with your eligible Prestige CCU Mastercard at participating transit locations to save. ³

Where is this benefit available:

  • Atlanta, GA: Metropolitan Atlanta Rapid Transit Authority (MARTA)

  • Boston, MA: Massachusetts Bay Transportation Authority (MBTA)

  • Chicago, IL: Chicago Transit Authority (CTA) and Pace Suburban Bus

  • Dallas, TX: Dallas Area Rapid Transit (DART)

  • Los Angeles, CA: Los Angeles County Metropolitan Transportation Authority (LACMTA) and micro transit (Metro Micro)

  • Miami-Dade County, FL: Miami-Dade County Department of Transportation and Public Works (DTPW)

  • New York/New Jersey: Port Authority Trans-Hudson (PATH) and New Jersey Transit Corporation (NJ Transit)

  • Philadelphia, PA: Southeastern Pennsylvania Transportation Authority (SEPTA)

  • San Diego, CA: San Diego Metropolitan Transit System (MTS)

  • San Francisco, CA: Bay Area Rapid Transit (BART)

  • Washington, DC: Washington Metropolitan Area Transit Authority (WMATA)



To view Frequently Asked Questions about this transit benefit or to get more information, visit mastercard.com/transitbenefit or click the button below.


¹ Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.

² These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800.Mastercard (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.

³ Open to eligible U.S., MX, PR, DR, JM, AR and CL-issued Mastercard cardholders. Ends 13/31/27. Limit one credit per participant/calendar month. Terms: mastercard.com/transitbenefit. Terms subject to change.

Mastercard, Mastercard Prepaid and the circles design are trademarks of Mastercard International Incorporated. ©2026 Mastercard. All rights reserved.