Lending for your needs

As a Prestige member, you can borrow money on the strength of your good credit alone. A personal loan (signature loan) allows you to borrow up to $15, 000 for up to 36 months with no collateral required. These loans are ideal for when you need cash quickly and have great rates.

These accounts feature:

  • Great low rates starting at 8.99% APR*
  • Terms as long as 36 months

Amounts as high as $15,000

Signature Loans Line of Credit Limit

Annual Percentage Rate


Up to 2x gross monthly income
8.99% – 18.00%
Payment based on 3% of member’s balance.

The interest rate you will receive on your loan is based on approved credit and your past credit performance.

*Annual Percentage Rate. Subject to credit approval.

Credit Builder Loan

Do you dream of one day buying a home or a car, but you can’t qualify because of your credit?  Our unique Credit Builder loan can help you get on the road to better credit in no time.  Prestige Community Credit Union will fund a loan in to a share secured account for you and all you have to do is make your monthly payments.  As the loan is paid down, the principal portion that is paid towards the loan is released from your share secured account.  That means the money is yours!  Timely payments are reported to the credit bureau improving your credit score over time.

  • No proof of income or credit check required
  • Terms up to 36 months
  • Amounts up to $5000.00
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